Resources

State Guides

State-by-state guides to marketplaces, pricing, and rules for buying your own health coverage.

10 articles

State Guides5 min read

Health Insurance for the Self-Employed in Texas: What to Know

Texas uses the federal marketplace, which means live plan comparison works statewide. How Texans shop smart, from Dallas to the border.

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State Guides5 min read

Florida's ACA Marketplace: A Guide for Freelancers and Families

Florida leads the nation in marketplace enrollment. What that competition means for your premiums, and the traps to avoid.

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State Guides4 min read

North Carolina Health Coverage for Independent Workers

Medicaid expansion changed the math in North Carolina. Where freelancers and small businesses fit now.

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State Guides4 min read

Georgia Access: How Georgia's Marketplace Works Now

Georgia moved to its own exchange platform. What changed for shoppers, and what stayed the same.

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State Guides4 min read

Arizona Health Insurance for Freelancers and Gig Workers

Phoenix's gig economy runs on independent workers. How Arizona's federal marketplace serves them.

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State Guides5 min read

Ohio Small Business Health Coverage: Group, Level-Funded, or ICHRA?

Ohio's stable insurance market gives small employers three real paths. How to pick between them.

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State Guides4 min read

Pennsylvania's Pennie Exchange: What Shoppers Should Know

Pennsylvania runs its own marketplace, Pennie. How that changes the shopping experience for independents.

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State Guides4 min read

Michigan Health Coverage for the Self-Employed

Michigan's federal marketplace plus strong Medicaid expansion make for one of the friendlier states to go independent.

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State Guides4 min read

Tennessee Health Insurance Without an Employer

No income tax, big gig economy, federal marketplace. Tennessee's coverage landscape for independents.

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State Guides4 min read

Missouri's Marketplace: A Shopper's Guide

Medicaid expansion by ballot measure changed Missouri's floor. What independents in KC and St. Louis should know.

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