Resources

Coverage, explained without the jargon

Guides for people who buy their own insurance — and the only legislation tracker built for group health buying.

LegislationUpdated July 30, 2026

AHP Legislation Tracker: Where H.R. 6703 and S. 1847 Stand

A continuously updated, sourced status page for the federal bills that would legalize cross-industry group health buying for freelancers and small businesses.

Read the tracker

Guides8 min read

The Self-Employed Person's Guide to Health Insurance in 2026

Every real option for freelancers and 1099 workers — ACA plans, spouse coverage, COBRA, and what to avoid — with the tax angles explained.

July 22, 2026

Employers7 min read

Level-Funded Health Plans, Explained for Small Business Owners

The funding model that sits between fully-insured and self-funded — how it works, who it fits, and the refund math nobody explains.

July 15, 2026

Groups5 min read

Why Group Size Is Negotiating Power in Health Insurance

The actuarial and economic reasons big employers pay less — and how organized groups of freelancers can start capturing some of that leverage.

July 8, 2026

Guides6 min read

Your ACA Open Enrollment Checklist (Plan Year 2027)

Dates, documents, and the five decisions that matter most when picking a marketplace plan — plus special enrollment triggers if you can't wait.

July 1, 2026

Employers7 min read

ICHRA vs. Group Health Insurance: What's Best for Your Small Business?

Individual Coverage HRAs let you fund employees' own marketplace plans instead of running a group plan. Here's how the two models actually compare on cost, control, and effort.

July 29, 2026

Guides7 min read

How to Compare ACA Marketplace Plans: A Step-by-Step Guide

Premiums are only a third of the story. A practical, jargon-free method for comparing marketplace plans on total cost, network, and drug coverage.

July 27, 2026